Looking for a Chareston SC real estate agent or Realtor? Did you know we buy houses in Charleston South Carolina FAST?

Are you thinking about hiring a real estate agent in the current market condition? Do you expect to sell the home quickly? Well, selling a house in Charleston South Carolina’s market today can be a big hassle, and that’s why real estate agents can make such big commissions. (most often thousands and tens of thousands of dollars.) A lot of the successful agents have 5, 10 , or even 20 houses on the market at any given time meanwhile knowing that there going to sit there between 6 and 12 months and most likely even longer.

Since most of the best agents have a lot of listings, it’s rare that they will spend money and there time attending to your specific house and to sell it quickly. Especially if you have little to no equity in your home your options are even more limited. In fact, I know of agents right now that literally have a marketing budget of $15 or so a month. Do you believe your house is going to sell on a $15 a month budget?

There are much faster ways to sell your house. Not only faster but more convenient and hassle free.

If you don’t want to sell your home through a real estate agent or have tried to and haven’t been able to, or on your own through For Sale By Owner… There IS A much Better Solution For You… Sell your home in about one week and sometimes even less. The company “We Buy Houses” of Charleston, South Carolina- (Charleston SC House Buyers), would like to buy your house fast! There local and ready to make offers on your home. No commissions involved and they work quickly because they are local and have cash to close fast. Visit we buy houses Charleston SC to learn more about our program today.

We buy houses from people just like you, in neighborhoods just like yours, in any area, condition or price range in Charleston, South Carolina and the surrounding areas such as Goose Creek, Summerville, Ladson, James Island, Mount Pleasant, or Hanahan South Carolina. We buy houses in other towns and cities across South Carolina too. We buy newer houses, older houses, pretty houses and even ugly houses that need major repairs. We specialize in finding creative solutions to ugly real estate problems and situations that real estate agents and other traditional and professional home buyers just won’t touch. We can pay you all cash, take over your monthly mortgage payments or lease-option your house immediately! We’ll handle all of the paperwork, make all the arrangements and can close within a few days if necessary. You’ll get a quick sale with no hassles so you can put your home selling worries behind you once and for all.

Before selling your house make sure you visit our we buy houses Charleston SC fast for cash website to see how we can help. Visit Charleston SC House Buyers at “we buy houses Charleston SC” to sell your SC home fast! We buy houses Charleston Sc, so you can sell yours today as quickly and with as little hassle as possible.

Short Sale Process and Length in South Carolina

Are you wondering how to do a short sale for South Carolina Homes? A short sale occurs when a lender agrees to take less than the principle due on your home to release you from the debt obligation. They may even be willing to consider it payment in full. In today’s real estate market, many cities are experiencing financial hardship. Financial hardship may lead to bankruptcy or foreclosure. A short sale may be your best bet to avoid these and be able to move on without a foreclosure on your credit.

Of course, there is no need for a short sale if you can afford to keep it (if your financial situation will change very quickly). You should consider a short sale is when you are having a hard time trying to sell your South Carolina Home. It may be that you are financially able to weather the loss, but, more likely, a short sale will take place due to financial hardship.

There are many homeowners who have had a home on the market for some time. Some are tired of waiting, have received a lowball offer and are financially able to take the loss. That’s the best case scenario. Others, however, are suffering financially. They’ve lost their jobs or have experienced medical emergencies or other emergencies that have put them at great financial risk. They need to sell their homes to get out of the mortgage payments. They are upside down in their homes and a short sale looks like a good prospect.

If the lender of your mortgage agrees to a short sale, they will report the account as closed to all major credit reporting bureaus. They may report the account as paid in full if it is negotiated and probably will not if it is not negotiated. They may request that you pay the difference if you don’t get it negotiated as waived. Otherwise they write off the remainder due on your mortgage as a loss and send you a 1099 for the difference. If it is your primary home, the IRS usually considers the amount on the 1099 as income that is not taxed due to the Mortgage Debt Relief Act of 2007, and if it is a secondary or investment house you will probably be taxed on that amount. Our team of negotiators always tries to get the deficiency waived! Do you want to “Sell My South Carolina House Fast“?

When the company you’re working with is negotiating with the lender, make sure they request up front that they report the account as paid as agreed if possible. This will eliminate the negative reporting on your credit report. In regards to the forgiven amount on your mortgage loan, the Mortgage Forgiveness Debt Relief Act of 2007 may apply to you. Up to $2 million of your mortgage debt can be excluded from IRS taxation on your principal residence. Up to $1 million applies for those married filing separately. Check with an accountant or the IRS website for more details.

The bottom line is that a short sale may be the only way you will be able to sell your home, and get out from underneath the weighty indebtedness of your mortgage. Make sure you have a South Carolina Short Sale negotiation company to do some serious negotiating for the short sale.

Foreclosure Strategy- You May Be Asking What is a Short Sale for my house in South Carolina?

The new and sometimes only pre-foreclosure strategy- You May Be Asking What is a Short Sale for my house in South Carolina?

For all the owners of houses or property who are upside down and can no longer make their mortgage payment (because of being upside down and having a job loss, not being able to maintain a trouble rental house, divorce, or mortgages and taxes that are adjusting higher), up to now the only option was walking away and letting the bank foreclose. That’s not a good option since a foreclosure sticks on your credit record for at least 7-10 years. Most experts are now advocating a “short sale”. There’s a significant difference between the two: If your bank agrees to a short sale, you then work with an investor and buyer for the house, you sell the house at a loss to the bank since it’s no longer worth what you owe, and with the bank’s approval, they agree to eat the loss (although they could still demand the homeowner make some kind of payment or share the loss, if you do not get the deficiency waived).

That’s the really short version of “How does a short sale work in South Carolina”. As we selling a short sale house in a Charleston neighborhood recently, we were interested to see what portion of the houses currently under contract were short sales. We assumed about 25% to 40% would be short sales, but it turns out 75% of them under contract for sale were a short sale! If you have not talked to anyone about How to Sell Your House Fast in Charleston, South Carolina, contact us today.

With South Carolina Home Buyers, we immediately talk to the seller’s mortgage company and find out any special items they may request and then work with them to ensure we have everything they need at that time, and that they are willing to move forward. Then, we submit an offer with the bank and start negotiating with them since this process takes a couple months. A real estate agent lists the property and does not work with the bank until an offer from the end buyer is received (…if one is received). Then, that buyer must wait between weeks to months after this listing period until the bank will start working with the offer. The only problem with this is that the end buyer may not be willing to wait that long as it gets pushed longer and longer with the bank. So, they may walk away. To make things a bit harder, many agents have not worked on a short sale. Many are saying they can work them because they have taken a one day short sale or foreclosure training, but do not know the steps that must be taken if an offer is submitted to a bank. They may not know how to get around the fact that the bank will not return their calls, the loss mitigator will not take the deal to their investor, the bank says they never waive a deficiency judgement against the seller, or HOW to truly negotiate with the bank. Most agents are NOT handling the negotiations with the bank themselves and instead turn the contract over to another coordinator to handle the entire process.

WeBuyCharlestonSCHouses.com works with banks and sellers to liquidate houses in South Carolina BEFORE there’s a foreclosure on the sellers credit. We want to help sell your home now, so you can move on as quickly as possible.